World Explorer

Farmers Insurance Group needed to find a method to accelerate success for new agents within the company. To do so, Farmers Insurance Group recognized the need to create a new centralized university to improve the success rate of new agents. As independent franchisees, Farmers Insurance agents were operating ineffectively, lacking uniformity. In order to make sure that Farmers’ new agents could learn the skills for long-term success they needed to design an effective program to instill early habits, behaviors, and necessary discipline. Over the span of a year, The Bob Pike Group worked with Farmers Insurance Group to design the University training program. The Bob Pike Group designed the University to help new agents develop skills and set higher self-expectations earlier in their careers. The Bob Pike Group worked with Farmers Insurance Group to create a combination of Internet-based training courses and hands-on opportunities to address skills in sales, business planning, marketing sy

Claim on your policy by calling us on 13 27 22 We understand that having your car damaged or stolen is a stressful experience – we can answer all your questions and help you with everything that needs to be done. Call us as soon as possible if your car has been: • damaged and/or has caused damage to another person’s property; • stolen – report the theft immediately to the police and us. You can help us by noting the details of the incident. Other than telling us what happened, the most important details we need are: • the registration number of any other vehicles involved; and • the names, addresses and phone numbers of their drivers, the owners of any other property damaged and any witnesses. Excesses An excess is the amount you must contribute towards each claim. The excesses we apply are: • Basic Excess – applies to all claims. • Age Excess – applies based on the driver of the car at the time of the incident. • Additional Excess – may be applied when some aspects of the car o

Introduction Welcome to GIO Car Insurance Why is this document important? This Product Disclosure Statement (PDS) is an important legal document that contains details of your GIO Car Insurance if you purchase this product from us. Before you decide to buy this product from us, please read this PDS carefully. If you purchase this product, your policy comprises of this PDS and your certificate of insurance which shows the details particular to you. The information in this PDS was current at the date of preparation. We may update some of the information in the PDS that is not materially adverse from time to time without needing to notify you. You can obtain a copy of any updated information by contacting us on 13 10 10. We will give you a free paper copy of any updates if you request them. In some circumstances the terms and conditions of this PDS may be amended by a Supplementary PDS (SPDS). PED Guide Throughout this PDS you will be referred to a guide called: Premiums, Excesses, Discoun

This is a summary of the main features and benefits of this policy which is intended to provide you with basic details of your motor insurance contract. You will find your insurance cover type, who the car insurance is provided by and the dates the insurance is valid for on your Statement of Insurance. This summary is not a statement of the full terms and conditions of your policy, which can be found elsewhere in this policy booklet and which should be read in conjunction with your Statement of Insurance and your Certificate of Motor Insurance (including any Endorsements). In addition, please see specific endorsements which apply to your policy as some benefits sections may be restricted or excluded depending on your individual circumstances. Main features and benefits For cover applicable to Third Party Fire & Theft and Third Party only, see page 7 for a summary of cover. Section 1. Liability to Others Covers your liability to other people as a result of an accident involving the